No one claims it is possible to be saved apart from a supernatural faith and perfect charity.
But you are claiming that this supernatural faith and charity can be had by heretics, schismatics, Muslims, Jews, infidels, etc. ... as if it can be somehow infused only on the basis of right conscience and good will, yada yada yada.
So you argue that since the Church teaches BoD that heretics, schismatics, Muslims, Jews, infidels, pagans can be saved. This DESPITE the Church's dogmatic definitions to the contrary. And every authoritative passage cited by Ambrose refers only to CATECHUMENS.
It is in claming that heretics, schismatics, Mulsims, Jews, infidels, and pagans can be saved that you are in fact a heretic.