Yes, insurance is an issue, at least in America.
I have no insurance. When I go to see our local GP I am bulk-billed. That means I do not pay any money, just my signature on a claim form by which the medical centre draws their payment from Medibank.
But if I need to see a specialist, generally I have to hand over money the day of the consultation. I was quoted $200 for a "first" consultation. A "first" consultation means that it's more than a year since I have seen him.
I already know what he will have in store for me. He will insist that if I don't take pharma blood thinners I will have a stroke. I've been told that for over 20 years. If he writes me a script I will not fill it.
I already take my own self-prescribed blood thinners, like root ginger, garlic, cayenne etc. Besides they never check your prothombin ratio before prescribing, only while your on blood thinners.
When I go to a naturopath, I pay. For a first visit, which lasted an hour and was very thorough, asking questions that doctors never even seem to consider, I paid $90. Follow up was $60. I also had to pay for a homeopathic remedy, which was not expensive. I am greatly improved. He is getting (or should I say has got) to the root of my problem.
Of course, depending on your problem there are ways you can "naturopath" yourself. Why not give it a try? Why not give him a try?