I swim regularly for exercise because I have RA. It is great for flexibility and cardio. If I didn't it's likely I'd be on disability instead of working. In winter I swim indoors during the senior citizen's hour. (Nobody is there to gaze at bodies. The activities are for physical therapy.) In the warmer months, I swim at the ocean beach on week days after the lifeguards and crowds are gone. Usually, the only ones present are elderly Russians and Ukrainians who sea bathe year round for health purposes. I also swim at my cousin's farm pond while on vacation. At least a few times each summer, I swim off my brother-in-law's boat anchored off of Cape Cod. I'm well past the age where I'm either tempted or am tempting to others, nonetheless, I avoid the typical beach goers. Theres nothing tempting to me about nearly naked people full of tattoos and piercings! Yuck! I have two swim dresses I sewed for myself that are modest, even when wet, and far less expensive than any of the commercial models.