The biggest problem stems from individualism, especially in America.
Everyboddyyyy thinks they are the exception to the rule.
Yeah, everyone thinks they are "above average" and that "the public" is stupid -- nevermind that they are part of that "public", to other people -- who think the same thing.
Everyone thinks everyone else is stupid.
And don't get me started on modern women (in general), who think 90% of women are "way above average" and 90% of men are "below average" despite that being mathematically and logically impossible...
It's classic human nature though. "It won't happen to meeeeee...."