The Church doesn't compel us to condemn as damned those who died in objective schism. As you wrote above: "The Church has never named a person that was damned. This is up to God." If the Church hasn't condemned anyone who died in schism, it doesn't command the faithful to do so.
Yes, She does, because that's what EENS means. We MUST uphold the doctrine that all those who die outside of the Church cannot be saved. This is a general principle.
But the Church does not say person A is condemned (specifically). But She does say they cannot be saved, generally speaking. These 2 principles are not a contradiction because salvation is a mystery.
But what Catholics must affirm is that material schism, as such, will not prevent a person from being saved.
Maybe it won't prevent salvation, maybe it will. The dogma of EENS skews the answer to they will not be saved, but we don't know.
There's no dogma that says I must believe those in material heresy can be saved. Ridiculous.
If, after attaining the age of reason, they were not guilty of formal heresy or schism, and if they never committed a mortal sin, or had perfect contrition for the one's they had committed, and hence died in the state of grace, they would be saved.
If they weren't guilty of heresy/schism then they are catholic and not schismatic. But only God knows this. If they were "visibly" attached to a schismatic/heretical church (and not reconciled to the Catholic Faith) then we must proclaim their salvation is in doubt. Only God knows.