And why didn’t this guy carry life insurance? I have about $2 million ....” to the point that I have to watch my back
Of course, I have no idea, but I once met a trad (young man and father of 10) who told me he had ”cancelled all his insurances.”
He said they were all a scam.
I didn’t press him on the issue, because it wasn’t any of my business, but I sensed that he thought there was something immoral about insurance (like how some people object to stock market speculation).
Personally, I tend to lean in the opposite direction (ie., i’d wonder whether not carrying health or auto insurance was moral, and would feel a bit naked without homeowners or life insurance), but maybe there’s other/stronger reasons he had which I’ve not considered?