Granting that our entire financial system doesn't make any sense what so ever (!) and is ultimately doomed to world-wide failure, it makes me so, so, so angry that those people who are watching their spending and their debt, that aren't out there spending their mortgage money on movies, pizza, and the latest and greatest TV, are the ones who are penalized in the end. The people who actually pay their taxes and are concerned about their finances are going to be the ones bailing out all the jerks who just don't care! Arrgh!