Which all means that before countries can switch completely to CBDC’s, they first need to change their laws making cash legal tender for all debts.
But doing so forthrightly would engender large scale instability and revolt.
So there needs to be another pretext for doing so:
Deficit spending, derivatives, inflation, etc. to devalue the fiat currencies, moving instead toward social credit, UBI, etc.
All a step en route toward universal enslavement.