Matthew's Financial "Advice"
This is not financial advice. For financial advice, consult your CPA.
There is too much inventory nearly everywhere, as Fred Hickey recently noted in his High Tech Strategist subscription newsletter: "We have excess PC inventories, excess cell phone inventories, excess auto inventories, excess networking inventories (the Cisco 'Lean' initiative), excess telecom inventories (carrier consolidation), excess PS3 and Xbox game consoles (disappointing sales), excess iPod inventories, excess computer server parts, excess disk drive inventories, excess DRAM inventories, excess microprocessor inventories -- and it will all be cleared during the housing and credit bust, and the first consumer cutbacks in 16 years."
So what does this mean? It means you should buy OTHER things now (food, tools, etc.) and save your laptop/computer/electronics purchases for a few months from now, when things start getting ugly for the various manufacturers. Prices will get VERY low, you'll see. For most durable goods, it will be a buyer's market. So save up a bit of cash so you can take advantage of it!