Author Topic: What is the REAL cost of a moving violation (traffic ticket)? (Read 4784 times)

PerEvangelicaDicta · « **Reply #15 on:** April 02, 2014, 09:58:58 AM »

Quote from: Dolores

Quote from: PerEvangelicaDicta
I reject your premises. All your arguments are based upon the dysfunctional structure of a corpocracy run by evil men. You are defending partial truths. Study the Social Kingship of Jesus Christ - don't defend an unjust system and condemn those who are injured by the injustice.

You are the one making the assertion that traffic laws and/or insurance premiums based on aggregate statistics are unjust, yet you have provided nothing to support this assertion.

The fact that you don't like something doesn't make it evil.

"this assertion"? I thought you were more knowledgeable in the Faith. Your response is incredibly immature in that regard. If you are a traditional Catholic and unfamiliar with the Social Kingship of Christ, then you have little knowledge of a just system. THAT is the assertion that all Catholics should use as a measure.
This system is constructed and run by evil men, top to bottom. Insurance companies and banks are at the top of the pyramid. You're down in the weeds re:
'aggregate sttatistics' - your Catholic thinking has been corrupted with money changer dysfunction.
Good people here have provided just a sliver of the usual greedy injustice by the usual suspects. I'm just pointing out the bigger picture.

Btw, it doesn't matter a whit whether you or I like something or not, and it's relation to evil. That's just a silly comment. If the Faith is not your measure in all things, you are blind.

Dolores · « **Reply #16 on:** April 02, 2014, 12:47:51 PM »

Quote from: crossbro

I think some of the issues I have with traffic violations affecting insurance rates are the following:

1) The nature of a ticket- most people simply pay the bond and never go to court. This is a bonus the system has over you, you go to court and you lose pay or you have to travel because you received the ticket out of state.

What business does an insurance company have for zinging a customer under such circuмstances ?

2) Warnings. Written traffic warnings also are used as an excuse by insurance companies for raising price. You have absolutely no ability to fight a warning do you ?

1) That's not the nature of ticket, it's the nature of all criminal systems. Are you honestly suggesting that a criminal justice system is unjust and un-Catholic because it requires the Defendant's presence during court proceedings?

A business can charge its customer's whatever it pleases. Are you suggesting some kind of socialist price fixing would be better?

2) I have never heard of this. If it is true, then I would agree it is unjust because the driver never admitted any wrongdoing, nor was it ever proven.

Dolores · « **Reply #17 on:** April 02, 2014, 12:49:43 PM »

Quote from: PerEvangelicaDicta

Quote from: Dolores
Quote from: PerEvangelicaDicta
I reject your premises. All your arguments are based upon the dysfunctional structure of a corpocracy run by evil men. You are defending partial truths. Study the Social Kingship of Jesus Christ - don't defend an unjust system and condemn those who are injured by the injustice.

You are the one making the assertion that traffic laws and/or insurance premiums based on aggregate statistics are unjust, yet you have provided nothing to support this assertion.

The fact that you don't like something doesn't make it evil.

"this assertion"? I thought you were more knowledgeable in the Faith. Your response is incredibly immature in that regard. If you are a traditional Catholic and unfamiliar with the Social Kingship of Christ, then you have little knowledge of a just system. THAT is the assertion that all Catholics should use as a measure.
This system is constructed and run by evil men, top to bottom. Insurance companies and banks are at the top of the pyramid. You're down in the weeds re:
'aggregate sttatistics' - your Catholic thinking has been corrupted with money changer dysfunction.
Good people here have provided just a sliver of the usual greedy injustice by the usual suspects. I'm just pointing out the bigger picture.

Btw, it doesn't matter a whit whether you or I like something or not, and it's relation to evil. That's just a silly comment. If the Faith is not your measure in all things, you are blind.

I am very familiar with both the Faith and the Social Kingship of Christ. You seem to be confusing these things with your own opinions.

Tell me how traffic laws or insurance premiums based on aggregate statistic violate either the Faith or the Social Kingship of Christ. And no, simply saying the system is run by evil men is not enough. That's a cop-out.

PerEvangelicaDicta · « **Reply #18 on:** April 02, 2014, 03:35:30 PM »

You remain in the weeds and obstinately refuse to debate intelligently. Nothing I said was opinion, just pointing out the big picture.

Your cop out is that you are not familiar enough with the Faith and the Social Kingship of Our Lord, because you keep coming back to wallowing in a specious argument. Good luck to you in that, but you'd be better served spiritually if you recognized your refusal to see this.

ggreg · « **Reply #19 on:** April 02, 2014, 04:42:55 PM »

Quote from: Ambrose

Quote from: Dolores
Obey the traffic laws and you won't get any moving violations, and you won't have to worry about this.

Of all the things the government does, I think one of the least objectionable is enforcing traffic laws. There is nothing immoral about such laws, they are not overly burdensome or complex, and they exist for the safety of drivers and passengers.

I agree with you here, tickets for offenses are generally reasonable. The objection I have is that the insurance companies cash in on this and drive and punish you again for years.

No they don't. They assess the risk of insuring an irresponsible person and charge a premium accordingly. In fact is anyone is getting ripped off it is the super safe drivers who drive during the day, always sober always alert and NEVER have an accident.

Insurance companies use actuarial data and software. There is no feature in that software that allows them to overload the premiums of drink drivers. Many of them simple refuse to insure such drivers and their is therefore less competition for the business of those people. The higher risk demands a higher premium.

The insurance industry competes for your P&C business against others. If the event that you cause a death or maim someone they have to pay out millions so it is perfectly reasonable and fair to charge you higher premiums for years, because statistically speaking you are a higher risk, for years.

Let's be honest here, people who drink drive in their 20s are almost never advanced and super cautious drivers in their early 40s. They have risk taking personalities. It's PERFECTLY REASONABLY to charge them higher premiums for MANY years afterwards because they have shown themselves to be bloody irresponsible behind the wheel. For most of them most of the time, that is not going to change.

Same thing for people who have more than one speeding endorsement on their licence. The first endorsement is SUPPOSED to make you focus and slow down.