Just a word to the wise....credit unions are preferable to big, corporate banks, yes.  But...in the current financial atmosphere, credit unions are still part of the global financial system.  So, any kind of stock market crash or bank crisis will still affect credit unions.  Don't be under the assumption that credit unions are "safe", by any means.

The only safe alternative to the coming (unavoidable) financial crisis are the following:

1.  Keep only the minimum amount of $ in the credit union/bank that you need to, to pay bills.  All other savings, take out in cash, and have in your house (i.e. "under your mattress") or somewhere close.

2.  Diversify your savings into 3 categories - cash, metals, essentials

a) "under your mattress" cash
b) fractional gold coins (i.e. 1/10th ounce, 1/4 or 1/2 ounce are best, for bartering purposes)
c) 1 ounce silver coins
d) "junk silver" coins (i.e. pre 1965 US quarters, dimes, nickels, which have about 70% silver)
e) or...buy things you need (or will need):  extra clothes, socks, shoes, FOOD (canned food, long term food, ANY kind of food!), gardening supplies, car parts, laundry items, cleaning items, etc, etc.

I try to keep less than 1k in fiat at all times

Honestly, If there is a big crash, I don’t think the dollar will be worth anything long term.

Absolutely right.  But what is "long term"?  12 months after the crash?  18 months?  3 years?  My guess is, the elites will accelerate the crash/effects, so the dollar will lose value quickly (vs the scope of history), with quickly meaning 12-18 months.  During that period, though, you'll still need cash.  I could be totally wrong; could go quicker.  Who knows?

If there is a serious event, your (((Federal Reserve Notes))) will probably be useful until close-of-business on Day #1 of the event. I think that is the main argument for having some cash.  On Day #1 be the first in line. On Day #1 use plastic if you can, then cash, until businesses realize that they can't eat, drink, shoot, or smoke cash. Buy as much of everything you need until you have no cash, then get out of there. As the crowds build, your personal risk increases. Go with armed people so you can watch out for each other. The predators will be trying to be first in line—and they will follow you to your destination..

Cryotocurrency is interesting and risky.
Pros:

• Not even guns, ammo, and real estate have appreciated as fast as quality crypto (BTC, ETH, XRP, XMR).
• Some crypto is inherently αnσnymσus (XMR, DASH, ZEC) proving you don't make a meatspace mistake like buying it with plastic. (((.gov))) hates XMR because it is so secure, but XMR isn't very popular on the "clear net."
• BTC is NOT αnσnymσus. It is "peudonymous." It can however be "mixed" and so made αnσnymσus using services like Bitcoin Fog (caveat emptor: some mixers are scams that steal what you deposit, so use a mixer with a reputation). If you want to use Bitcoin Fog, use YaCy (preferably using I2P or second choice TOR) to search for the current .onion address.
• The right people hate it.
• Right now you can mine it and barely break even, but that mining will pay off big if you • Hold it until the crypto value increases relative to the (((Fed notes))).


Cons:

• It could be "disappeared" in an instant, e.g., internet down, seized by (((.gov))), EMP)
• Even if it isn't disappeared, crypto has been and will likely remain volatile.
• So few people use "cold storage" (offline "wallet" devices) of their crypto currency, that if the internet is down there will be almost nobody who can accept your cold storage "coins."
• Tax reporting of crypto transactions is required and attracts attention.  (((They))) want to know everything about you to control (or liquidate) you.
I think of crypto as a long-term bet. A small gamble can pay off if you hold it until the right time—but you could lose it all, so don't buy crypto with your rent or mortgage money.