Well, if you have a lease, don't you have a payoff clause where you could purchase it for a reasonable amount (as perhaps the prices were more reasonable when you initiated the lease)?
Yes, we can finance it for 28k and some change. That's about 8k more than I want to spend, especially finance, for our next vehicle. And I'd rather get something that may be older, but we can buy outright, especially since my wife doesn't really drive a lot anymore. So, I have been thinking about that. But, since we close on selling our house next week, and we can pay off virtually all of our debt including my Pilot (praise God!); our credit wouldn't yet be where it needs to be for us to get a good rate by November.
And when we assume the mortgage for her parent's home (they have about $100k left on it at 3-3.5% interest, much better than the 5.5-6.5% right now), that'll be an increase of about $500/month. So I don't really want to be paying another $400-500 for this Jeep on top of that. When I still had by Silverado lease the monthly payment to finance was almost $500/month, which was more than the lease payment I originally had.