It's funny, but sad that a man that old is so involved in "play" that he can't seem to earn enough money to keep up his car payments.
If he wasn't so engrossed in a childish (and unprofitable) hobby, he might be able to earn enough to afford a car payment.
Such play is becoming for 10 year olds -- but not for 20 and 25 year olds.
Sad.