By insurance, do you mean those state programs that provide cheap or free insurance to everyone? Like it is your right as a citizen that you simply MUST have coverage?
Now, for serial killers. I do not have time right now, but, they are lauded the media as someone to be in awe of. Right after they caught the BTK killer, who by the way mentioned to anyone listening that he knew himself possessed, the learning type channels had many programs show very explicit drawings and descriptions of the sex act performed. This is all done on purpose to incite others who may have these inclinations.
Later I will try to explain Michael Hoffman's writings on this. Like the Son of Sam really being a product of a cult mentality. These parents who are super intelligent and godless and breed their children for these horrid purposes.