The reality is God can save whoever He wants however He wants to do it and to say that He cannot is error. ( to say that a person can die by accident before God can complete the easiest part of the conversion, the baptism, which takes 3 seconds, is insanity. Especially since it is apposed to so many dogmas on salvation)
There are docuмented cases of people being saved without baptism of water in the Bible and Church tradition to prove this point ( since the new covenant, the stories of people being saved by BOD are few and unproveable. Meanwhile the actual real and confirmed stories of people being sent back from the dead to be baptized are hundreds. And infants, sick, and elderly holding on to life till they are baptized, then they die within seconds are in the millions.)
Answers in red above.
St. Augustine: “If you wish to be a Catholic, do not venture to believe, to say, or to teach that ‘
they whom the Lord has predestinated for baptism can be snatched away from his predestination, or die before that has been accomplished in them which the Almighty has predestined.’ There is in such a dogma more power than I can tell assigned to chances in opposition to the power of God, by the occurrence of which casualties that which He has predestinated is not permitted to come to pass.
It is hardly necessary to spend time or earnest words in cautioning the man who takes up with this error against the absolute vortex of confusion into which it will absorb him, when I shall sufficiently meet the case if I briefly warn the prudent man who is ready to receive correction against the threatening mischief.” (On the Soul and Its Origin 3, 13)