I do recall reading that the captain of the titanic spoke to a woman passenger over her feelings of insecurity.  The captain was noted for saying, "Even God can not sink this ship".  That should say it all.

It really seems like a stretch. I put myself in that position. If someone offered me money to ram my own ship into an iceberg and sink it into a bunch of icewater on a dark night in the middle of nowhere in the north Atlantic, on the promise that some other ship will supposedly be there to pick me up in time, do you think I would do it? Even today? Let alone in a time before GPS, radar, satellite phones, radio, 4g internet, or anything else? With no means of communication except Morse-code radio telegraphy? Are you kidding me? And leave aside the guilt of murdering a couple thousand people in the process. I don't think most sane people would do this, and anyone psychopathic enough to even consider it would likely not be put at the wheel of an oceanliner. And, as you said, the ship didn't pick them up in time anyway. If it was arranged for it to be there to pick them up, then why wasn't it?
.
EDIT: wording

It really seems like a stretch. I put myself in that position. If someone offered me money to ram my own ship into an iceberg and sink it into a bunch of icewater on a dark night in the middle of nowhere in the north Atlantic, on the promise that some other ship will supposedly be there to pick me up in time, do you think I would do it? Even today? Let alone in a time before GPS, radar, satellite phones, radio, 4g internet, or anything else? With no means of communication except Morse-code radio telegraphy? Are you kidding me? And leave aside the guilt of murdering a couple thousand people in the process. I don't think most sane people would do this, and anyone psychopathic enough to even consider it would likely not be put at the wheel of an oceanliner. And, as you said, the ship didn't pick them up in time anyway. If it was arranged for it to be there to pick them up, then why wasn't it?
.
EDIT: wording

It was unclear why the California’s captain did not approach the Titanic?   

Almost as if there was some paralysis going on with him?

The clincher was the underwater video of the Titanic by Dr. Ballard’s submersible.  

 It showed where the Titanic’s welded nameplate on the bow had rusted off, revealing an “O” underneath.

The “O” was part of the embossed name plate of the Olympic.

Yep, JP Morgan murdered all those people to perpetrate insurance fraud.  I wonder what all his wealth means to him now.

It really seems like a stretch. I put myself in that position. If someone offered me money to ram my own ship into an iceberg and sink it into a bunch of icewater on a dark night in the middle of nowhere in the north Atlantic, on the promise that some other ship will supposedly be there to pick me up in time, do you think I would do it? Even today? Let alone in a time before GPS, radar, satellite phones, radio, 4g internet, or anything else? With no means of communication except Morse-code radio telegraphy? Are you kidding me? And leave aside the guilt of murdering a couple thousand people in the process. I don't think most sane people would do this, and anyone psychopathic enough to even consider it would likely not be put at the wheel of an oceanliner. And, as you said, the ship didn't pick them up in time anyway. If it was arranged for it to be there to pick them up, then why wasn't it?
.
EDIT: wording

While I don't subscribe to this whole Titanic conspiracy, I can imagine a number of people who would feel not one shred of guilt over murdering all those people:  Dr. Fauci, Bill Gates, your average Democrat politicians, etc., etc., etc.