You're talking about the generic, run of the mill Novus Ordo Catholic and yeah, I have talked to some of them and know very well that their brains have been sucked out and replaced. It's like they have no background to their faith; they don't know about saints, they don't know about dogmas. You quote a fairly well-known saying of Jesus to them and it's like they've never heard it before. About all they know is the Golden Rule. "Jesus" as far as they're concerned is some vague, shadowy figure in the sky who helps them earn money and have BMWs. Just like with Protestants, as you say.
Exactly, your average Novus Ordo Catholic is Protestant in the American Evangelical Rick Warren/Joel Osteen tradition. It's Moralistic Therapeutic Deism which is the dominant religion of America (and VII?) in general. The 5 main tenants of MTD are,
1. A god exists who created and ordered the world and watches over human life on earth.
2. God wants people to be good, nice, and fair to each other, as taught in the Bible and by most world religions.
3. The central goal of life is to be happy and to feel good about oneself.
4. God does not need to be particularly involved in one's life except when God is needed to resolve a problem.
5. "Good" people go to heaven when they die.