Any kind of Communicatio in Sacris/Divinis with a heretic and/or schismatic or Communicatio in Sacris/Divinis with those in communion with a heretic or schismatic was unanimously held to be forbidden by all of the Church Fathers & Church Councils as well as the vast majority of theologians, Popes, and Doctors of the Church.
The logic is simple.
a) If Bergoglio is a heretic then one cannot be in communion with him, directly or indirectly, (knowingly and intentionally) under pain of heresy and mortal sin.
b) The CMRI & similar groups believe Bergoglio is a heretic.
c) The CMRI and similar groups are in indirect communion with Bergoglio. i.e. They are in communion with those who are directly in communion with Bergoglio such as the SSPX which offers the Una cuм Mass.
d) The CMRI and similar groups are heretics themselves for being in intentional indirect communion with a man they consider a heretic.
In conclusion, if you believe that Bergoglio is a heretic and you are in communion with him directly (Una cuм) or indirectly (being in communion with those who offer Una cuм) then you are a heretic as well.
That's all well and good, but, how can any of that apply if Francis has never been formally declared a heretic by the Holy Office? I can believe that someone is a heretic, but, that remains in the realm of my opinion, especially when pertaining to clergy or the Pontiff, until the Church makes a declaration.
Further, those instances you cite apply to communion with formal heretics, such as the Greeks or Anglicans etc. While many suspect the Novus Ordo is not the Catholic Church, this, again, has not been defined by the Holy Office. So I fail to see how that falls into Communicatio in Sacris?