That private letter has no authority. Do you accept the infallible decree of Pope Siricius? See
Pope St. Siricius rejects Baptism of Desire
"Not to derogate in any way from the respect owed to Easter [my comment: when Baptisms were normally done], so it is our will, in the case of infants who can not yet speak on account of their age, or in the case of those would have any kind of urgent need for the waters of Baptism, that they be given aid with all haste, lest it endanger our souls, were each an every one leaving this world to forfeit "both the kingdom and life" (very literal translation here) by denying the Saving Font to those desiring it."
The decree isn't infallible, but there is nothing objectionable about it. In context, Siricius is correcting what he calls the
disorder of baptism being administered at different times throughout the year, in different locations, rather than all new converts being baptized during Easter.
In the passage cited above, he is clarifying that in the case of infants, or adults in danger of death, baptism is to be administered at once, lest they die without having received the grace of the sacrament and be lost.
This is still the practice of the Church today, even though she recognizes the possibility that a person can of obtain the state of grace before receiving the Sacrament of Baptism,
through an act of supernatural faith and supernatural charity, combined with a desire for baptism (
desire alone does not suffice).
But obtaining the state of grace through extra sacramental means is only a possibility, not a guarantee, and it is impossible to know if it has happened. It requires an extraordinary grace from God, with which the person must fully cooperate; and unlike actual baptism, it does not remit all punishment due to sin.
So, it remains the practice of the Church to baptize adults in danger of death, so that they do not "forfeit both the kingdom and life" by dying without the Sacrament that they desired
, since their
desire for the sacrament in no way guarantees that they made an act of supernatural faith and supernatural charity, which is required for them to obtain the state of grace through extra sacramental means.