A credit score is an American thing, but while mercenary in a way, it does show practicality. However, some professionals, say medical, will have many years of education before they will start earning. That said, a man has to accept that a woman wants to know if the man could be a good provider. Now against that, it could be simply that the woman wishes simply to have the means to worship the false god of consumerism, this Mammon, by shopping. Interesting.