Author Topic: Nine ways to go broke in 2013 - Dave Ramsey (Read 2358 times)

PerEvangelicaDicta · « **Reply #10 on:** January 24, 2013, 01:47:03 PM »

Quote from: PerEvangelicaDicta

Fair enough, TG20, and yes, investing in gold is held dear by libertarians. I was (literally!) a card carrying libertarian, very involved in the party a number of years ago, so I know. Even those of good will in that circle, and there are many! seem to be oblivious to their hyper focus on money, and too naive to see that liberty = license under a non Catholic government. Alas, I venture too far into philosophic principles.

However, what little investment $$ we had a few years ago would be disintegrated now had we not put most of it into alternative investments, including gold. Now we are able to help others, which was/is our intent.
It's good to be able to cash out a minor investment that accuмulated a 20-30% increase to send to trad priests, which we've been doing the past few years.
The resistance priests are our target in 2013.

Wisdom is best absorbed without prejudice.

Truly, I don't take it personally when someone disagrees and gives the ole thumbs down, but ugh.. no refutation drives me crazy.
Such as, why would the person disagree with investment used for trad priests and Catholic needy? Very odd.

Tiffany · « **Reply #11 on:** January 24, 2013, 03:36:41 PM »

Quote from: PerEvangelicaDicta

Quote from: Tiffany
Quote from: PerEvangelicaDicta
He absolutely excels at counseling. He gets right to the heart of why someone is in debt, and he gives frank advice in a very blunt, right between the eyes style.
I especially like that he gives no weight to the banksters' credit score / FICO scam. Bravo, Dave.

However, he is a terrible financial adviser and I would never follow his investment recommendations. Looking back over the years I've caught his show, I'm grateful that I did not trust his financial advice (while, alternatively, appreciating his counseling style)
There's serious criticism of his assumed role of expert financial adviser if you search, but this article (a little harsh) sums it up: http://www.garynorth.com/public/8447.cfm

Take the good, leave the rest.

You need a descent credit score to rent an apartment never mind to buy a house. Lending is centralized these days.

Avoiding credit cards is good advice for most part unless you travel and need one for car rentals. It's prudent for young adults to build their credit with things like a secured loan or a revolving trade line like a line of credit on their checking account.

We will agree to disagree on the 'building credit' part, my friend.
We have no credit rating - haven't for over a decade - because we stopped playing the game and have no debt. We are able to rent vehicles when traveling.
No one should put themselves in debt for any reason to the pagans and satanists who profit via outrageous usury. Don't play the game.

If you can do that it's great. I need to rent an apartment though. Property management often checks credit.

Traditional Guy 20 · « **Reply #12 on:** January 24, 2013, 04:18:27 PM »

Quote from: PerEvangelicaDicta

Fair enough, TG20, and yes, investing in gold is held dear by libertarians. I was (literally!) a card carrying libertarian, very involved in the party a number of years ago, so I know. Even those of good will in that circle, and there are many! seem to be oblivious to their hyper focus on money, and too naive to see that liberty = license under a non Catholic government. Alas, I venture too far into philosophic principles.

However, what little investment $$ we had a few years ago would be disintegrated now had we not put most of it into alternative investments, including gold. Now we are able to help others, which was/is our intent.
It's good to be able to cash out a minor investment that accuмulated a 20-30% increase to send to trad priests, which we've been doing the past few years.
The resistance priests are our target in 2013.

Wisdom is best absorbed without prejudice.

Yes liberaltarians absolutely obsess over money because most seem to be either a. bankers or investors or b. a bunch of young, stupid college kids who are economically and socially liberal i.e. support Rothbardian and Von Mises' economic freedom while supporting ɧoɱosɛҳųαƖity, abortion, etc.

As for me I care more about morality and ethics than money. Even then the libertarian support for free trade, tax cuts, open borders, liberalism of social issues, unlimited freedom in public life, etc. got us into the mess we are in now.

sedetrad · « **Reply #13 on:** January 27, 2013, 01:12:44 PM »

I have no debt and use my credit cards religiously. I receive "free" stuff for being prudent all of the time. You just have to pay it all off at the end of the month.