I never said I was. I just said that I can see the argument and I understand St Thomas' logic (which he never said was certain, just speculation). A person who is formally taking classes and planning on getting baptized, 1) desires EXPLICITY the faith, 2) is TAKING ACTION to get the faith, and 3) has made a COMMITMENT to the Church. All other scenarios of BOD fail all 3 of those tests. It makes no sense, logically or theologically, that they could be saved.
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With respect Pax, I don't think you understand St. Thomas's logic at all. You want to read ST III, Q 62 & 65.
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Saint Thomas teaches that baptism of desire is possible because of the distinction in efficient causes of justification (principal and instrumental). Metaphysically speaking (which is really what counts, after all), this distinction between efficient causes
is the reason BoD is possible. Now that very same logic is
retained by Trent in describing the causes of justification, and it describes them
just as St. Thomas did, and it does so right after saying that a desire for baptism may suffice to justify and after describing the sanctification process of a catechumen
culminating in perfect charity before baptism.
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If Trent, as many contend, actually
condemns BoD, it couldn't have picked a more awful patron of the Council! It couldn't have picked a
worse explanation of justification's causes than
the very explanation that makes BoD possible in the first place.
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As to the rest of what you said, I don't really know what to say except to read it over again and make sure that you've actually said what you want to.