I don’t believe you would actually say that the great saints and theologians that taught BOD were incompetent, but consider that the criteria you gave for those who are the actual incompetent dimwits necessarily includes them.
Though, again, it’s not just teaching BOD that would make Bellarmine, Liguori, Suarez, Cornelius a Lapide, et al., incompetent if they were wrong; it’s that they understood Trent’s decree on justification to be teaching BOD. If this decree clearly does not teach BOD, as some modern lay people assert, then Bellarmine, Liguori, et al. grossly misunderstood something that should be clearly understood. That means they were either incompetent or malicious
Or, it means Trent's decree on justification does not clearly teach something other than BOD, and that conciliar decrees can be misunderstood, even by the most competent and holiest theologians.
You miss the point completely.
The point is - there IS a contradiction between a BOD and all the other Church teachings and Scripture.
As you demonstrate above, all BODers completely and totally ignore this contradiction as if it does not exist.
Trent's decree on justification is quite clear that justification "cannot be effected without the sacrament
or the desire for the sacrament."
BODers say justification is absolutely certain with a desire for the sacrament - as if this is what Trent teaches.