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Ladislaus, think about what you are arguing. Do you really believe a passive potency makes a person an adopted child of God, rather than the supernatural habit of sanctifying grace, which is a created participation in the life of God Himself?  
We are adopted children of God when we share in the divine nature of God, not when we possess a passive potentiality.  

Again, for the 4th time, it doesn't suffice by itself, but is necessary.  You can't have something in actu without first having it in potentia.  In other words, the Baptismal character is a necessary but not sufficient cause.

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Thank you.
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I'm currently reading The Loyolas and the Cabots by Sister Catherine. You can't make this stuff up!

That book is the best book I've read on that whole charade. This paragraph is what always immediately comes to mind whenever this book is brought up.

"The strangest feature of this case is not, as might be commonly supposed, that some Boston Catholics were holding heresy and were being rebuked by their legitimate superiors. It is, rather, that these same Catholics were accusing their ecclesiastical superiors and academic mentors of teaching heresy, and as thanks for having been so solicitous were immediately suppressed by these same authorities on the score of being intolerant and bigoted. If history takes any note of this large incident (in what is often called the most Catholic city in the United States) it may interest historians to note that those who were punished were never accused of holding heresy, but only of being intolerant, unbroadminded and disobedient. It is also to be noted that the same authorities have never gone to the slightest trouble to point out wherein the accusation made against them by the “Boston group” is unfounded. In a heresy case usually a subject is being punished by his superior for denying a doctrine of his church. In this heresy case a subject of the Church is being punished by his superior for professing a defined doctrine."