As Last Tradhican points out, it is a waste of time to debate the eternal place of a justified but unbaptized person (ie a formal catechumen). My opinion is, they would go to limbo. Is it possible they would go to heaven? Some theologians think so. It is open for debate. Whatever you think, it’s not heresy because the Church has not ruled on this precise question.
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The problematic question which started this thread is the question of an unbaptized Muslim or the “invincibly ignorant”. Trent teaches, unequivocally, that there are requirements for one to be justified before baptism and neither of the above 2 classes of people qualify, as Sean and +ABL contend.
As I pointed out earlier, a Muslim who would be properly disposed for BOD, would necessarily not be a Muslim anymore, since he would’ve had to renounce his religion and take formal classes, believing in the incarnation, original sin, etc. Therefore, it is ABSOLUTELY AGAINST TRENT to say that ANYONE can be saved either “in their false religions” or “in spite of them”, as +ABL wrongly asserted. Anyone who would receive BOD would be a catholic “in process”.