I saw it, Tradhican. I hoped that my reticence to your question would serve as an encouragement for you to read what I'd posted rather than dichotomously jumping leagues ahead. I'm not actually talking about baptism of desire or implicit faith, not yet, anyways (although BoD is of course relevant and the impetus for the discussion). Right now we're answering this question: "how does one 'get' faith in the first place?" The impetus being Struthio's claim that one only first receives faith through baptism.
ETA (general comment): but if it helps everybody just settle down and actually respond to what I've said instead of jumping ahead, misconstruing it, looking for enemies, calling names, or otherwise just being committed to cantankerous bloviating, I am not arguing, nor do I intend to argue, anything at all that diminishes the indispensable (and I use that word in its strictest, metaphysical sense) role that grace, faith, hope, and charity play in justification.