My frustration with so many of the these authors is that they will state that the sacrament of baptism is absolutely necessary for salvation, and then create a thousand excuses as to why the sacrament is not necessary for salvation, thus violating the definition of "absolutely necessary." Somewhere in my baptism file I have a docuмent written pre-Vatican II, in Latin, and the theologian said that it was absolutely necessary for the Blessed Virgin to be baptized to go to heaven. I will dig it up and post it. Certainly the BVM was in a state of justification prior to being baptized, yet, according to this theologian, it was necessary for her to be baptized to go to heaven.
Good points, I appreciate the input.