SO you don't believe the teaching of the Church, just scripture?
No, I believe scripture as interpreted by the Church. I agree with you. I disagree with Oremus who's seeming to imply that one is not able to be saved via BOD; and he sounds just like a protestant quoting scripture without reference to Church interpretation.
Wow, I actually did sound like a Protestant. Unintended.

Ok, how about the Council of Trent?
CANON II.-If any one saith, that true and natural water is not of necessity for baptism, and, on that account, wrests, to some sort of metaphor, those words of our Lord Jesus Christ; Unless a man be born again of water and the Holy Ghost; let him be anathema.