Actually, before Trent I would probably have sided with you. After Trent there is not a single theologian that I know of who interprets Trent the way you do.
Yes, out of about 3 or 4 who actually even talk about this passage. Father Cekada could only find two dozen theologians who mentioned BoD at all, most of them in passing.
Again, however, I am not asking you to side with me. Baptism of Desire is not an issue that's of primary interest to me. I'm more concerned about EENS and the ecclesiology that results from lax EENS. I've had half a mind before just to pretend that I believed in BoD for catechumens just so we could put aside this distraction from the real issue. I'd have no serious problem in principle accepting it ... I simply don't because there's no proof for it, and I am a firm believer, along with St. Augustine that God will not fail to bring the Sacrament of Baptism to His elect. I do not believe that God is constrained by "impossibility". So if some catechumen were to die without Baptism, then God willed that to happen. But why would God will one of His elect who sought Baptism and had all the necessary dispositions for it to not receive it? Why would God cut such a one off from Baptism? Whatever happened to "seek and ye shall find."? Even if some uphold it as a theoretical possibility, there's no proof that anyone has ever been saved in this manner.
So after the Church had dogmatically declared that the Sacrament of Baptism is necessary for salvation, I really need to accept as dogma, as St. Alphonsus claims, the very opposite, that the Sacrament is not necessary for salvation? I'll follow the thinking of Pius IX here: All I know is that there is no salvation outside the Church and that Baptism is the way into the Church. Apart from this I know nothing, and Pius IX said to inquired beyond that is impious.