I would be morally certain that someone was espousing heretical teachings by saying that those to whom BOD is applied are saved outside the Church.
No one is saying that. Baptism, whichever the kind, brings a person in the Church. God will show mercy, upon whom he will show mercy. We cannot confine his mercy.
I agree. At the same time we cannot disregard the fact of His establishing a visible Church, and the condemnation of the notion of an invisible church. Also, we have been many wonderful signs to help identify the Elect. We cannot treat them as if they do not matter.
Thus, I stated previously:
I have been baptized as have my wife and kids.
Regardless of how BOD works, I would NEVER counsel someone to rely on it.
Regardless of how BOD works, I would NEVER say anyone but a canonized(pre V2) saint is in heaven
Regardless of how BOD works, I would never say someone(except Judas) is definitely in hell.
Regardless of how BOD works, I do say that is highly probable that deceased non-Catholics, regardless if they are friends, families or strangers, are in hell, or euphemistically very crispy.