4. The pronouncements indicate that, by divine decree, those only will be saved who are members of the Church when they die. This membership must be formal, real, explicit, and, in those of the (mental) age of reason, deliberate. There is no such thing as "potential" membership in the Church, or "implicit" membership, or "quasi-membership," or "invisible membership," or anything of the kind. Neither can those who are catechumens, that is, those who are preparing to enter the Church, be considered members.
now just wait a cotton pickin minute here!
That is illogical, that those who are planning to enter the Church are damned b/c they are not actually there yet. They have every intention of joining the Church, so I am 99% sure God does not hold it against them that the Church has not, as it were, gotten around to giving them membership yet.